When mapping out your retirement strategy, it’s important to know how to prioritize your contributions. I often recommend starting with your 401(k) up to the employer match—this is essentially free money for your future. Once you’ve captured that benefit, consider maximizing an IRA to take advantage of broader investment options and potentially lower fees. If you’re able, you can continue to grow your nest egg by contributing additional funds to your 401(k). For those who qualify, backdoor Roth IRAs can also be a valuable tool. Deciding between traditional or Roth accounts? Let your expectations about future taxes guide your choice. My goal is to help you make informed decisions tailored to your objectives, so you can protect and preserve your wealth for generations to come.
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