{"id":104,"date":"2026-10-18T09:00:00","date_gmt":"2026-10-18T09:00:00","guid":{"rendered":"https:\/\/blogs.room-vu.com\/networkth360-com\/?p=104"},"modified":"2026-10-18T09:00:00","modified_gmt":"2026-10-18T09:00:00","slug":"a-good-annuity-rate-is-more-than-a-percentage","status":"publish","type":"post","link":"https:\/\/www.networkth360.com\/blog\/2026\/10\/18\/a-good-annuity-rate-is-more-than-a-percentage\/","title":{"rendered":"A Good Annuity Rate Is More Than a Percentage"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/jayesh-1\/good-annuity-rate-remotion-videos-ea89\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>For fixed annuities and MYGAs, current benchmarks place competitive rates in the mid-5% range, though offers vary by state, deposit, insurer, and term.<br \/>\nSome leading offers reached the low-6% range, but a higher short-term rate is not automatically better than a slightly lower longer guarantee.<br \/>\nComparisons get harder beyond fixed contracts because indexed annuities use caps, spreads, or participation rules, while immediate annuities are judged by income.<br \/>\nA headline rate alone is not enough; buyers also need to weigh insurer strength, surrender charges, withdrawal access, guarantee length, and overall retirement flexibility.<br \/>\nComparison shopping can matter because similar contracts may offer different rates and rules, helping buyers match return, guarantees, and access needs to retirement goals.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>For fixed annuities and MYGAs, current benchmarks place competitive rates in the mid-5% range, though offers vary by state, deposit, insurer, and term. Some leading offers reached the low-6% range, but a higher short-term rate is not automatically better than a slightly lower longer guarantee. Comparisons get harder beyond fixed contracts because indexed annuities use [&hellip;]<\/p>\n","protected":false},"author":463,"featured_media":105,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-104","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.networkth360.com\/blog\/wp-json\/wp\/v2\/posts\/104","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.networkth360.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.networkth360.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.networkth360.com\/blog\/wp-json\/wp\/v2\/users\/463"}],"replies":[{"embeddable":true,"href":"https:\/\/www.networkth360.com\/blog\/wp-json\/wp\/v2\/comments?post=104"}],"version-history":[{"count":1,"href":"https:\/\/www.networkth360.com\/blog\/wp-json\/wp\/v2\/posts\/104\/revisions"}],"predecessor-version":[{"id":106,"href":"https:\/\/www.networkth360.com\/blog\/wp-json\/wp\/v2\/posts\/104\/revisions\/106"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.networkth360.com\/blog\/wp-json\/wp\/v2\/media\/105"}],"wp:attachment":[{"href":"https:\/\/www.networkth360.com\/blog\/wp-json\/wp\/v2\/media?parent=104"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.networkth360.com\/blog\/wp-json\/wp\/v2\/categories?post=104"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.networkth360.com\/blog\/wp-json\/wp\/v2\/tags?post=104"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}