Make Medicare Choices Count

From October 15 through December 7, Medicare beneficiaries can review coverage and make plan changes for the coming year if needs, costs, or networks shift.
During AEP, people can enroll in Medicare Advantage, switch Advantage plans, return to Original Medicare, or join, switch, or drop Part D coverage.
Before deciding, review the Annual Notice of Change, compare benefits, premiums, and costs, and confirm doctors, hospitals, specialists, and pharmacies remain in-network.
Prescription drug details matter: formularies can change yearly, and checking deductibles, copayments, coinsurance, coverage rules, and pharmacy networks can clarify total medication costs.
Missing December 7 may limit plan changes; a Special Enrollment Period depends on circumstances, while January 1 through March 31 allows one-time Medicare Advantage changes.